As a homeowner in Central Florida, I know firsthand that choosing a roofing company isn’t just about finding someone who can swing a hammer. With our unique climate—think blazing sun, hurricane-force winds, and sudden downpours—your roof isn’t just a cosmetic feature. It’s your home’s first line of defense. So when it comes time for a repair or replacement, hiring the right contractor is critical.
I’m Elliot Cohen, owner of Mighty Dog Roofing of Central Florida. Whether you’re in Winter Park, Clermont, Orlando, or down toward Kissimmee, I’ve put together this guide to help you hire smart. From understanding state licensing requirements to spotting red flags and knowing what questions to ask, I’ll walk you through what to look for in a Central Florida roofing contractor.
Why Hiring the Right Roofing Company Matters
Your roof represents a significant investment—often one of the most expensive home maintenance projects you'll tackle. Beyond the financial aspect, it serves as your home’s first line of defense against the elements, safeguarding everything beneath it. An improperly installed roof can lead to a cascade of problems, including water damage, insulation issues, mold growth, and even voided warranties that leave you footing the bill for repairs.
The stakes are especially high in regions prone to harsh weather. A poorly constructed roof doesn’t just threaten your home’s interior—it can compromise its structural integrity over time. Choosing the right roofing company isn’t just about getting the job done; it’s about ensuring long-term protection and peace of mind.
In Central Florida, where we average more than 50 inches of rain annually, storm-readiness and proper installation practices aren’t optional—they’re essential. The region’s climate, marked by heavy rainfall, intense humidity, and the ever-present threat of hurricanes, demands roofing that can withstand nature’s toughest tests. A skilled contractor understands these challenges and builds with durability in mind.
Beyond weather, a good roof impacts your home’s energy efficiency and resale value. Poor installation can lead to air leaks that drive up cooling costs—a big deal in Florida’s scorching summers. Conversely, a well-installed roof enhances curb appeal and signals to buyers that the property has been meticulously maintained.
The decision to hire a roofing company is also about trust. You’re entrusting someone with a critical part of your home, and the consequences of cutting corners can linger for decades. That’s why vetting your contractor thoroughly is a step you can’t afford to skip.
The Cost of Getting It Wrong
Mistakes in roofing don’t always show up right away. A small leak might go unnoticed for months, quietly fostering mold or rotting wood before you spot the damage. By then, repair costs can skyrocket, dwarfing what you might have saved by hiring a cheaper, less qualified crew.
Even warranties can’t save you if the work isn’t up to par. Many manufacturers void their guarantees if installation doesn’t meet their standards, leaving you with defective materials and no recourse. This is where hiring a reputable company with a track record of quality pays off.
In Central Florida, the risks are amplified by the environment. A roof that can’t handle wind speeds from a tropical storm—or worse, a hurricane—puts your entire home in jeopardy. Investing in the right team upfront is far less costly than rebuilding after a preventable failure.
Florida Roofing Requirements: What the Law Says
Before diving into aesthetics or pricing, let’s talk legality. Florida has some of the strictest roofing contractor licensing requirements in the U.S., and for good reason. The state’s unique climate and storm risks mean roofing here isn’t a one-size-fits-all job like it might be in milder regions.
Roofing in Florida isn’t the same as roofing in Ohio or Colorado—we have to prepare for hurricanes, relentless UV damage, and extreme humidity. These factors wear down materials faster and demand specialized techniques to ensure longevity. The law steps in to ensure contractors are equipped to handle these challenges.
Licensing
In Florida, a Certified Roofing Contractor License (CCC) is required to legally operate. This credential, issued by the Florida Department of Business and Professional Regulation (DBPR), isn’t handed out lightly. It’s a mark of credibility that separates legitimate professionals from fly-by-night operators.
A licensed contractor has passed rigorous trade knowledge and business exams. These tests cover everything from installation methods to state building codes, ensuring they know their craft inside and out. Homeowners can verify a roofer’s license directly on the DBPR’s website—a quick step that can save a world of trouble.
Background checks are another hurdle for licensing. This requirement weeds out individuals with a history of fraud or negligence, protecting consumers from shady operators. It’s a layer of accountability that’s especially critical in an industry where scams can thrive after storms.
Meeting minimum experience requirements is also mandatory. The state demands proof that contractors have spent years honing their skills, not just jumped into the trade overnight. This ensures they’ve tackled real-world projects and know how to adapt to Florida’s conditions.
Proper insurance coverage rounds out the licensing checklist. A certified contractor must carry general liability and workers’ compensation insurance to operate legally. This protects both the worker and the homeowner from financial fallout if something goes wrong on the job.
Tip: Ask for a contractor’s license number and check its status before signing anything. It takes five minutes online and could spare you from hiring someone unqualified—or worse, unlicensed. Don’t let smooth talk override this basic due diligence.
Why Licensing Matters
The law isn’t just bureaucracy—it’s a safeguard. An unlicensed roofer might offer a lower price, but they’re often cutting corners on training, insurance, or materials. If they botch the job, you’re left with little legal recourse and a roof that might not survive the next storm.
Florida’s strict rules also reflect the stakes of roofing in a hurricane-prone state. A contractor who doesn’t understand wind mitigation or proper fastening techniques could leave your home vulnerable when it matters most. Licensing ensures a baseline of competence tailored to these risks.
What Makes a Roofing Company Stand Out in Central Florida?
Here in the heart of the Sunshine State, choosing a roofing contractor means more than picking someone with a ladder and a business card. The right company brings expertise, reliability, and a deep understanding of the region’s demands. Here’s what sets the best apart from the rest.
1. Local Experience and Reputation
Choose a contractor with local knowledge. Roofing in Central Florida involves understanding common styles like barrel tile or architectural shingles, which dominate the region’s aesthetic. A local pro knows how to work with these materials and meet area-specific expectations.
HOA requirements in neighborhoods like Lake Nona or Celebration add another layer of complexity. Experienced contractors navigate these rules seamlessly, ensuring your roof complies without delays or fines. Out-of-towners might miss these nuances, costing you time and money.
Wind uplift codes unique to coastal or high-wind zones are non-negotiable in Florida. A contractor with years in the region knows how to install roofs that meet or exceed these standards, protecting your home from gusts that can top 100 mph. Look for companies with a longstanding presence, not storm chasers who vanish after cleanup.
How to check reputation: Start with Google Reviews and Better Business Bureau (BBB) ratings. These platforms reveal patterns—consistent praise or recurring complaints—that hint at a company’s reliability. A few bad reviews aren’t a dealbreaker, but a low overall score is a warning sign.
Ask for local references to get a firsthand take. Speaking with past clients in your area lets you gauge quality and professionalism beyond online hype. If possible, check if they’ve completed jobs in your neighborhood for a direct look at their work.
2. Transparent Estimates and Clear Communication
A professional roofing company should provide a detailed written estimate. This should outline the scope of work, materials (like Owens Corning or IKO shingles), warranties, timeline, and cleanup responsibilities. Vague quotes or evasive answers signal a lack of accountability.
Good communication goes beyond the paperwork. A standout contractor explains the process, answers questions patiently, and keeps you updated as the job progresses. If you’re left guessing or pressured into signing, walk away.
Transparency builds trust—and in Central Florida, where storms can disrupt schedules, it’s vital. You need a team that’s upfront about delays or challenges, not one that leaves you in the dark. Clarity upfront prevents headaches later.
3. Insurance Coverage
Verify that the roofing company has both general liability insurance and workers’ compensation insurance. These policies shield you from liability if a worker gets hurt or if accidental damage—like a dropped tool cracking your driveway—occurs. Without them, you could be on the hook for thousands.
Pro tip: Ask for a Certificate of Insurance and confirm it’s current. A legit company won’t hesitate to provide this proof, and a quick call to the insurer can verify its validity. Don’t skip this step—peace of mind is worth it.
Insurance also reflects a contractor’s professionalism. Carrying these policies shows they’re serious about their business and prepared for the unexpected. In a trade where accidents can happen, this commitment matters.
4. Manufacturer Certifications
Top manufacturers like Owens Corning, IKO, and GAF offer certification programs for trusted contractors. These designations mean the roofer has been trained on specific materials and can offer enhanced warranties. It’s a stamp of quality that separates pros from amateurs.
Certified crews meet ongoing performance standards set by the manufacturer. This ensures your roof is installed to spec, maximizing its lifespan and effectiveness. Mighty Dog Roofing, for instance, leverages these partnerships to deliver top-tier results for Central Florida homes.
In a region where heat and storms test materials daily, this expertise is a game-changer. A certified contractor knows how to handle shingles or tiles designed for Florida’s climate. That precision translates to a roof that lasts.
5. Warranty Coverage
Not all warranties are created equal. Manufacturer warranties cover defects in materials, while workmanship warranties address installation errors—typically lasting 5–10 years depending on the contractor. Ask about both to know what’s protected.
In Central Florida, where storms and humidity accelerate wear, a solid workmanship warranty is key. It’s your safety net if a leak or loose shingle pops up due to human error. A company confident in its work won’t skimp on this coverage.
Warranties also signal accountability. A contractor offering robust terms stands behind their craft, while a flimsy or nonexistent warranty suggests they might not stick around. In a state where weather tests every nail and seam, that assurance is priceless.
Putting It All Together
The best roofing companies in Central Florida blend these qualities into a seamless package. They’re local experts with glowing reviews, clear communicators with detailed estimates, fully insured, manufacturer-certified, and backed by strong warranties. Settling for less risks your home—and your wallet.
Finding this caliber of contractor takes effort, but it’s worth it. Your roof isn’t just a cover—it’s a shield against Florida’s wild weather. Choose wisely, and it’ll stand strong for years to come.
Common Red Flags to Watch Out For
You’d be surprised how many homeowners I talk to who’ve had bad experiences with roofers. The stories range from leaky roofs to contractors vanishing mid-job, leaving families stressed and out thousands of dollars. Don’t be one of them—knowing what to watch for can save you from a roofing nightmare.
No Physical Address
If they can’t provide a local business address—or operate out of a P.O. box—be wary. A legitimate company has a verifiable base, not just a truck and a cellphone. This red flag often hints at someone who might disappear when problems arise.
High-Pressure Sales
Reputable roofers don’t push you into signing on the spot. Tactics like “This deal expires today!” or scare stories about imminent roof collapse are meant to rush you into a bad decision. A good contractor gives you time to think and compare options.
Vague Contracts
Avoid any contractor who doesn’t give you a clear scope of work in writing. If the agreement is a handshake or a one-page scribble with no details, you’re setting yourself up for disputes over what was promised. Clarity protects both sides—demand it.
Demands for Full Upfront Payment
A small deposit is normal, but never pay the full amount before work begins. Some shady operators take the money and run, leaving your roof untouched or half-finished. Progress payments tied to milestones are standard with pros.
No License or Insurance
If they "forgot it at the office" or brush off your questions, walk away. Unlicensed or uninsured roofers expose you to legal and financial risks—like paying for a worker’s injury out of pocket. This isn’t negotiable in Florida’s regulated market.
Why These Red Flags Matter
Spotting these warning signs isn’t just about avoiding scams—it’s about ensuring quality. A contractor dodging basic accountability likely cuts corners on materials or installation too. In Central Florida, where storms test every roof, that’s a gamble you can’t take.
Even one red flag can signal deeper issues. High-pressure sales might pair with vague contracts, or no address could mean no insurance. Trust your gut—if something feels off, it probably is.
The good news? These pitfalls are easy to sidestep with a little vigilance. Check credentials, read reviews, and don’t let charm override common sense. Your roof deserves better than a roll of the dice.
Questions to Ask Before Hiring a Roofing Company
Here’s a list of questions I always encourage homeowners to ask. They cut through the fluff and reveal whether a contractor’s worth your time. If they stumble over any of these, it’s probably not the right fit.
Are you licensed in Florida?
This is non-negotiable—Florida law requires a Certified Roofing Contractor License (CCC). Ask for their number and verify it on the DBPR website. A legit pro will proudly share this info.
Do you carry liability and workers’ comp insurance?
Accidents happen, and you don’t want to be liable for them. Request a Certificate of Insurance and call to confirm it’s active. No insurance means no deal.
What type of roofing materials do you recommend for Central Florida homes?
A good contractor tailors suggestions to our climate—think wind-resistant shingles or UV-reflective tiles. Vague answers like “whatever you want” show a lack of expertise. Listen for specifics tied to local needs.
Do you offer manufacturer-backed warranties?
Top brands like GAF or Owens Corning extend warranties through certified roofers. If they only mention workmanship coverage—or dodge the question—dig deeper. You want both layers of protection.
Can you provide a written estimate and contract?
Verbal promises don’t hold up when issues arise. Demand a detailed breakdown of costs, materials, and timelines in writing. It’s your shield against surprises.
What’s your cleanup process like after the job?
Roofing leaves debris—nails, old shingles, wrappers. A pro has a plan to leave your yard spotless, not a vague “we’ll handle it.” Ask for specifics like magnet sweeps or dumpster use.
How do you handle unforeseen problems during the job?
Rotten decking or hidden leaks can pop up mid-project. A solid contractor explains their process—inspections, cost adjustments, communication—without hesitation. Evasiveness here is a red flag.
Can you share local references or recent jobs in the area?
Past work speaks louder than sales pitches. Ask for names or addresses you can check—bonus points if they’re nearby. Reluctance to share suggests they’ve got something to hide.
Who will be supervising the project day-to-day?
Big companies might send subcontractors, not their own crew. Confirm who’s overseeing the job and how to reach them. You want accountability, not a game of phone tag.
Do you offer financing or payment plans?
Roofing’s a big investment, and flexible payment options show they understand that. Not every company does, but it’s worth asking. It also hints at their customer focus.
Turning Questions Into Confidence
These questions aren’t just a checklist—they’re a conversation. Pay attention to how they respond: Are they patient or defensive? A contractor who welcomes scrutiny is usually one you can trust.
Don’t rush this step—it’s your chance to gauge professionalism. A roofer who nails these answers likely nails the job too. If they falter, keep shopping—your home’s worth it.
Why Central Florida Homes Need Specialized Roofing Expertise
We’ve got a very specific climate zone here—technically, USDA Hardiness Zone 9b/10a—and that influences everything from shingle color to ventilation systems. It’s not just about slapping on a roof; it’s about building one that thrives in our heat, storms, and humidity. Generic roofing won’t cut it.
Heat & UV Resistance
Your roof gets hit by sun nearly year-round. Reflective, algae-resistant shingles (like Owens Corning’s Cool Roof Collection) help maintain energy efficiency by bouncing heat away. They also fight the black streaks that humidity breeds, keeping your curb appeal intact.
Dark shingles might look sharp, but they absorb heat, spiking your AC bills. A local expert knows to prioritize light colors or cool-roof tech for Florida homes. It’s a small choice with big savings.
UV rays don’t just fade roofs—they break down materials over time. Shingles designed for high-sun regions last longer and resist cracking. Ask your roofer about UV-rated options—it’s a must here.
Wind Ratings
Florida Building Code requires roofing systems to meet 130+ mph wind resistance. Hurricanes like Ian prove why—roofs that can’t handle gusts lift off or shed shingles fast. Your contractor should know these codes cold and use materials that exceed them.
Wind isn’t just a coastal concern—Central Florida’s inland storms pack a punch too. Proper fastening and underlayment techniques matter as much as the shingles themselves. A pro ensures every layer’s hurricane-ready.
Don’t assume all materials meet the standard—some budget options fall short. Ask for wind rating specs on what they’re installing. It’s your defense against the next big blow.
Moisture & Mold Protection
Roof underlayments and ventilation systems must account for heavy rains and high humidity to avoid mold or attic condensation. Central Florida’s 50+ inches of annual rain (NOAA) demands waterproof barriers that don’t degrade. A local roofer picks synthetics over cheap felt for durability.
Poor ventilation traps heat and moisture, turning your attic into a mold factory. Properly spaced vents and ridge caps keep air moving—ask if they’re part of the plan. It’s a detail that saves you from costly repairs.
Humidity also sneaks through tiny gaps if flashing or sealing’s sloppy. A seasoned contractor obsesses over these spots, knowing our climate doesn’t forgive mistakes. Precision here is non-negotiable.
Local Expertise Ties It Together
A roofer from out of state might nail a job in Ohio but flounder here. Central Florida’s mix of heat, wind, and water demands tailored solutions—generic skills won’t do. That’s why local know-how trumps all.
A Note on Storm Chasers After Hurricanes
After a major weather event like Hurricane Ian, Central Florida gets flooded—not just with water, but with out-of-town contractors looking to make a quick buck. They roll in with big promises and low bids, preying on stressed homeowners. It’s a pattern that spikes after every storm.
While some may be legitimate, many lack the local licensing and experience needed for Florida homes. They might slap on a roof that meets minimal codes—if that—and skip town before leaks show up. You’re left with shoddy work and no one to call.
If someone shows up uninvited, claiming your roof is damaged and offering to "work with your insurance," pause. That’s a classic storm-chaser move—high pressure with no proof. Take control: Verify their license, ask for local references, and get everything in writing.
Protecting Yourself Post-Storm
Start with your own inspection—look for missing shingles or dents from afar. Then call a licensed local you’ve vetted, not the guy knocking at 8 a.m. Insurance claims need pros who know Florida’s rules, not outsiders gaming the system.
Storm chasers often vanish when warranties kick in. A local firm with roots here can’t afford to—reputation keeps them accountable. Stick with who’s proven they’ll stay.
Final Thoughts: Choose With Confidence
Hiring a roofing contractor shouldn’t feel like guesswork. With the right questions, a bit of research, and a clear understanding of what matters most, you can protect your home and your wallet. It’s about finding a partner, not just a paycheck.
My advice? Prioritize licensed, insured, locally experienced companies with a strong reputation. They’ve got the skills to handle our climate and the integrity to stand by their work.
And always choose a contractor who treats you like a neighbor—not just another job. In Central Florida, where roofs face nature’s worst, that personal touch makes all the difference. Build smart, and rest easy.
FAQ: Hiring a Roofing Company in Central Florida
Q: How do I check if a roofing company is licensed in Florida?
A: Visit the Florida DBPR website and search by license type or contractor name.
Q: What roofing material is best for Florida homes?
A: Architectural asphalt shingles and concrete tile are popular due to their durability and resistance to UV and moisture. Metal roofing is also gaining popularity for energy efficiency.
Q: Should I get multiple estimates before hiring a roofing company?
A: Yes! Aim for 2–3 quotes to compare pricing, materials, and scope. But don’t just go with the lowest—review each bid thoroughly.
Q: Do I need a permit for a roof replacement in Central Florida?
A: Yes, most Florida counties require a permit. Your contractor should handle this for you.
Q: Can I finance my roof replacement?
A: Many roofing companies, including ours, offer financing options. Always ask about payment plans and interest rates.
About the Author
Elliot Cohen is the owner of Mighty Dog Roofing of Central Florida, serving homeowners from Orlando to Clermont and beyond. After a career in leadership with a Fortune 500 company, Elliot brings a unique combination of professionalism and personal service to the roofing industry. His team specializes in roof replacements, inspections, and storm damage repairs tailored to Florida’s unique climate and architectural styles.
Ready to get started or just have questions?
Visit us at Mighty Dog Roofing of Central Florida or give us a call—we’re here to help.